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Buying & Selling Guide


Whether you have found your dream home or decided to sell your existing house, the process remains the same. The average timescale from start to finish is around 6-8 weeks, we have outlined a brief guide detailing from sale to completion. This guide outlines the process for both sale and purchases and will give either party an understanding of the whole transaction.

Choosing and Instructing a Solicitor

Buying or selling a property is a huge undertaking and it is important to instruct the right Solicitor for you. You should choose a solicitor who you feel comfortable with and who is going to look after YOUR best interests. You will require a solicitor to get proceedings underway so this should be a priority. We have a number of well established legal firms who would be happy to provide you with a quote for their services. Email solicitor@csj.eu.com and we will arrange this for you.

Once you have instructed a solicitor we pass the reigns over to them and they will be your primary source of information regarding the progress. We will of course be on hand to assist in any way we can and will be closely monitoring from start to finish.

Gaining a Mortgage

The next stage in a proposed purchase is generating the funds, whether you need that extra bit of help or need more of a push to get there, a financial advisor will help. CSJ Estate Agents can arrange for an independent advisor to meet at a time to suit you either in our office, at home or perhaps a lunch meeting close to your work.

Instructing a Surveyor

A surveyor will take a look round the potential new house and identify any potential defects that need attention. When we as agents hold keys, the surveyor usually contacts us to arrange a time to inspect the property. Most surveyors give a grading that brings to light problems that should be top of the list and those which can wait. The surveyor will then put their findings in a report for you to keep and read.

Your survey is usually the last report that you will need to conduct. You should go through all the searches and survey and ask your solicitor any questions you may have. Your solicitor will raise any enquiries and once you and your solicitor are satisfied with the results and you have signed all the relevant documentation, the next stage can commence.

Exchange of Contracts

This part is legally binding and is what secures each party into the transaction. Your solicitor will require the deposit in order to exchange. You should have already agreed a completion date that suits all parties in the chain, this date is set in the contract on exchange which is a telephone call between all solicitors concerned. You don’t have to physically be there on exchange of contracts but you should have home insurance in place in anticipation.

After exchange you can now book removals and get packing!

Completion

This is the day earlier agreed on exchange and is the day you take possession of the house. Your solicitor will send and receive any funds and once this has all been finalised you will be able to pick up the keys to your new home! This is usually around midday and as agents we cannot release any keys until the solicitors ring to tell us its ok.